Frequently Asked Questions

How much can I borrow?

We arrange loans of between $1,000 and $10,000, repayable across 6 – 60 months. How much you can borrow depends on a number of factors, including your personal circumstances, your disposable income and how affordable any loan repayments will be to you.

What can I use the loan for?

Our loans are for any purpose. We only ask for the loan purpose for marketing purposes. So whether you want to consolidate existing debts, book a dream vacation or buy a new car, the decision is yours.

I have bad credit. Can I still qualify?

Yes our network has lenders that may qualify for a loan even with a not perfect credit history

Are there fees for your service?

There are no fees for using our no-obligation loan matching service. The only costs you will incur are costs related to your loan which will be displayed to you in your loan offer to review before you decide to progress with the loan. Fees associated with the loan will vary depending on your state, the lender, and the amount of your personal loan. If you choose not to accept the loan offer, you will not incur any costs.

What are the APR % rate? is not a lender and does not have the ability to disclose exact APR. Consumers who originated via a paid Google advertisement feature rates on of no greater than 35.99% APR maximum (calculated consistent with the Truth in Lending Act, TILA) with repayment terms from 6 months to 60 months. This number will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.

How will I know if I am approved?

When you submit your application, we can usually let you know within 60 seconds whether you’ve been approved for a loan, and send you your loan offer to review and sign.

How will I recieve the funds?

Approved loan funds are typically deposited to your checking account same day. However in some cases, the transfer can take place within minutes or may take up to 48 hours, depending on your own bank's clearing times.

How and when do I repay my loan?

Repayments are usually automated, set up by your chosen lender, as per your agreed repayment schedule. On the due date, the repayment will collect from your checking account meaning you don't need to worry about paying manually, or missing any repayments. This makes managing your loan as easy as possible.

Is my information secure?

Your personal data is completely safe and secure. We use the highest level of security available to us, to ensure that the personal information you supply us with throughout your application is protected and secure. When we communicate with your web browser, all data is encrypted and secured by McAfee strongest business level SSL EV certificate. Put simply, we keep your personal data safe.

Social security, Do I still qualify for a loan?

Yes, a number of lenders within our network provide loans to people whose earnings are made up from benefits, however we will still assess the affordability of any loans applied for to ensure that it doesn't over-stretch you and you can comfortably manage repayments.